READThe State of Small Business Payments 2020 Report
READThe State of Small Business Payments 2020 Report

Payments you can bank on

Powerful APIs built for platforms, powered by JP Morgan Chase

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SMB SaaS, POS Systems, and Online Marketplaces

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$1.4T in annual payments

JPMorgan Chase & Co. Annual Report, 2018

Leverage the scale and reliability of the largest wholly-owned merchant acquirer in the world.

Access to 4 million SMBs

JPMorgan Chase & Co. Annual Report, 2018

Market your product to Chase customers through our marketing and distribution channels.

API-first development

Flexible APIs help you reduce technical overhead and improve the user experience.

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Modern, RESTful APIs

Integrate quickly with SDKs and open source code samples

POST /legal_entities/123456
{
    “country”:”us”,
    “entity_country_info”:{...}
}

<script>
    //tokenize a credit card
    WePay.tokens.create(creditCardData,{}, callback)
</script>

Start Integrating

Onboard merchants with a single API call

dev docs

get keys

Integrated payments for any business model

From referral partners to full-blown Payment Facilitators, we’ve got you covered

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The easiest way to monetize payments

Clear

Build a payments business without overhead

Core

Payment Facilitators can integrate directly to Chase’s core infrastructure

Integration Effort

How much work is required to implement?

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Low

(as few as 2 API Calls)

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Medium

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High

User Experience

How does the Merchant set up and manage their merchant account?

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Chase

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Platform

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Platform

Support

Who provides support to merchants?

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Chase

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Platform

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Platform

Flow-Of-Funds

Who is responsible for funding merchants?

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Chase

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Chase

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Platform

(as Payment Facilitator)

Risk & Compliance

Who is responsible for managing risk and compliance?

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Chase

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Chase

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Platform

(as Payment Facilitator)

Merchant Pricing

Who controls merchant pricing?

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Chase

(Platform earns referral fees)

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Platform

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Platform

(as Payment Facilitator)

Integration Effort

How much work is required to implement?

Link

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Low

(As few as2 API calls)

Clear

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Medium

Core

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High

User Experience

How does the Merchant set up and manage their merchant account?

Link

chase.svg

Chase

Clear

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Platform

Core

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Platform

Support

Who provides support to merchants?

Link

chase.svg

Chase

Clear

display.svg

Platform

Core

display.svg

Platform

Flow-Of-Funds

Who is responsible for funding merchants?

Link

chase.svg

Chase

Clear

chase.svg

Chase

Core

display.svg

Platform

(As Payment Facilitator)

Risk & Compliance

Who is responsible for managing risk and compliance?

Link

chase.svg

Chase

Clear

chase.svg

Chase

Core

display.svg

Platform

(As Payment Facilitator)

Merchant Pricing

Who controls merchant pricing?

Link

chase.svg

Chase

(Platform earns referral fees)

Clear

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Platform

Core

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Platform

(As Payment Facilitator)

All solutions offer:

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Instant Onboarding

Merchants can begin accepting payments instantly.

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Same-Day Deposits

Same-Day Deposits are available to eligible merchants of software platforms with a 5 PM PT cut-off time for payments processed on WePay. Merchants must deposit into a single Chase bank account. Payments approved by 5 PM PT are eligible. All transactions are subject to WePay terms of service and exclusions therein, including risk assessment and fraud monitoring, which may result in delays. Funds are deposited on business days, excluding weekends and bank holidays. Available in the U.S. only. Contact api@wepay.com for more information.

Merchants with a Chase bank account can receive same day payouts, at no additional cost.

Same-Day Deposits are available to eligible merchants of software platforms with a 5 PM PT cut-off time for payments processed on WePay. Merchants must deposit into a single Chase bank account. Payments approved by 5 PM PT are eligible. All transactions are subject to WePay terms of service and exclusions therein, including risk assessment and fraud monitoring, which may result in delays. Funds are deposited on business days, excluding weekends and bank holidays. Available in the U.S. only. Contact api@wepay.com for more information.

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Card Present Solutions

Support a range of Pre-Certified devices through our Card Present Solutions.

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The easiest way to monetize payments

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Offer Chase Integrated Payments to your merchants.

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Merchants open an account instantly, begin accepting payments immediately.

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Merchants’ customers checkout directly on your platform.

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Offer Chase Integrated Payments to your merchants.

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Clear

Build a payments business without overhead

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Build the end-to-end user experience, including on-boarding, reporting, and customer communications. We manage risk, compliance, and payouts, while keeping you informed through our API.

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Build the end-to-end user experience, including on-boarding, reporting, and customer communications. We manage risk, compliance, and payouts, while keeping you informed through our API.

Core

Take the leap, become a Payment Facilitator

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Payments

Support an array of use-cases and payment methods, optimized for scalability, efficiency, and security.
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Payouts

Access a full suite of payout rails, including Same Day ACH, Same Day Deposits to Chase bank accounts, and Instant Deposits.
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Cash Management

Clear funds through a Customer Money Account with JPMorgan, gaining access to Earnings Credit Rates to offset your processing fees and innovative credit solutions to enable faster payouts.
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Payments

Support an array of use-cases and payment methods, optimized for scalability, efficiency, and security.

Get Started

We’d love to hear about your business and work with you for the best payments solution. Contact us and we’ll be in touch as soon as possible.

GET STARTED